Privacy Policy
TripInsure Inc. Privacy Policy
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Purpose:
The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:
1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected; and
4. The rights of Site users.
This Privacy Policy applies in addition to the terms and conditions of our Site.
Consent:
By using our Site users agree that they consent to:
1. The conditions set out in this Privacy Policy; and
2. The collection, use, and retention of the data listed in this Privacy Policy.
Personal Data We Collect:
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.
Data Collected in a Non-Automatic Way:
We may also collect the following data when you perform certain functions on our Site:
1. Contact information such as first and last name; address, phone number, email address
2. Date of birth; smoking history, sex, height and weight
3. Medical history, prescriptions, treatments and health card numbers
4. Physician details;
5. Travel information and details on existing travel insurance;
6. credit card numbers
This data may be collected using the following methods:
1. Contact Form
2. Insurance applications
3. Information collected directly from you or someone on your behalf via telephone, email or in person
How We Use Personal Data:
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.
The data we collect when the user performs certain functions may be used for the following purposes:
1. Communication;
2. Determine your eligibility for, offer and/or provide you with insurance products and services that you request; and
3. Maintain, administer, collect, service and renew your account(s) and assess your ongoing needs for insurance products and services;.
Who We Share Personal Data With:
Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.
Third Parties
We may share user data with the following third parties:
1. Information to third parties, such as other insurance brokers, insurers, claims adjusters, government, regulatory and self-regulatory agencies, lawyers, financial institutions, benefits providers.
We may share the following user data with third parties:
1. Contact information such as first and last name; address, phone number, email address
2. Date of birth; smoking history, sex, height and weight
3. Medical history, prescriptions, treatments and health card numbers
4. Physician details;
5. Travel information and details on existing travel insurance;
6. credit card numbers
We may share user data with third parties for the following purposes:
1. Determine your eligibility for, offer and/or provide you with insurance products and services that you request;
2. Determine prices, fees and premiums including by evaluating your coverage needs and assessing risk; and
3. Investigate and settle claims.
Third parties will not be able to access user data beyond what is reasonably necessary to achieve the given purpose.
Other Disclosures:
We will not sell or share your data with other third parties, except in the following cases:
1. If the law requires it;
2. If it is required for any legal proceeding;
3. To prove or protect our legal rights; and
4. To buyers or potential buyers of this company in the event that we seek to sell the company.
If you follow hyperlinks from our Site to another site, please note that we are not responsible for and have no control over their privacy policies and practices.
How Long We Store Personal Data:
User data will be stored for The Company and will retain your personal data only for as long as necessary for the purposes set out in this Privacy Policy. We will retain and use your personal data to the extent necessary to comply with. You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data:
We take reasonable physical, organizational and technological security measures to safeguard the personal information in our custody or control. These include safeguards to protect personal information against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification. Authorized employees and agents of TripInsure Inc. who require access to your personal information in order to fulfill their job requirements will have access to your personal information.
While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.
Children
We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact our privacy officer.
How to Access, Modify, Delete, or Challenge the Data Collected:
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to whom we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here:
Jacqueline Smith
(416) 624-8567
Modifications:
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Contact Information:
If you have any questions, concerns or complaints, you can contact our privacy officer, Jacqueline Smith, at:
(416) 624-8567